NMLS Practice: SAFE Mortgage Loan Exam Prep

Track your progress, master weak areas, study with explanations and flashcards, and prepare with timed exams.

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Track Progress & Mastery — See what you’ve mastered and what needs work. Topic-level progress helps you focus your time and study smarter for the SAFE exam.

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Explanations Included — Every question includes a clear explanation so you can learn the “why,” fix mistakes fast, and keep improving.

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Weak-Area Practice — Automatically focus on the topics you struggle with most. Drill weak areas like federal law, ethics, and origination to tighten up your score where it matters.

Weak-area practice screenshot

Timed Exams — Simulate test day with timed practice. Build speed, confidence, and pacing — then review every miss with explanations.

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Flashcards for Key Concepts — Quick review for core rules and fundamentals: federal regulations, mortgage terminology, calculations, and ethics concepts.

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Study anywhere. iPhone + iPad friendly.

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NMLS Practice on iPad screenshot

Frequently Asked Questions

What is the NMLS SAFE exam?

The SAFE Mortgage Loan Originator test (often called the NMLS SAFE exam) is required for many mortgage loan originators. It covers federal law, ethics, mortgage origination, and uniform state content.

What score do I need to pass the NMLS SAFE exam?

You need a 75% or higher to pass. Strong performance in federal law, ethics, and origination typically makes the biggest difference.

Does NMLS Practice include explanations?

Yes. Explanations are included so you can learn faster and avoid repeating the same mistakes.

Do you have timed practice exams?

Yes. Timed exams help you simulate test day and practice pacing, then review misses afterward.